Drivers who are injured in a car accident can generally turn to their own auto insurance or the other driver’s insurance to pay for their damages, depending on state laws. If insurance does not cover the expenses that result from an accident, drivers have the option to pursue a personal injury claim.
When passengers are injured in a car accident, there is often some confusion about who pays for their medical bills and other expenses. If you were injured while riding in another person’s car, you may be wondering if you can sue the driver for damages.
Who Was At Fault for the Accident?
Your ability to sue the driver you were with will depend on their degree of fault. If the other driver is found to be completely at fault for the collision, you will probably not be able to sue the driver you were with. However, you may have a claim against the other driver if their insurance coverage is insufficient. If the driver you were with is liable for your injuries, you may have a personal injury case. Again, this may depend on their insurance company’s coverage of your damages.
Will Insurance Cover My Injuries?
The role of insurance in covering a passenger’s injuries will be dependent on fault as well, in addition to the insurance policy of every person involved. Some insurance policies do include passenger coverage, so regardless of who was at fault, your damages would be covered. If your own auto insurance policy includes personal injury protection, you may be able to file a claim with your own provider to receive coverage.
Do You Need Advice on Your Case?
Being injured in a car accident as a passenger can be extremely confusing. You may be wondering if you need to file your own claim, if the drivers’ will include you in their claims, and your role in the situation. At Goeing Goeing & McQuinn PLLC, our legal team is available to answer all of your collision-related questions for free.
Complete our contact form or call (859) 253-0088 to schedule a free consultation with our attorneys.