Uninsured & Underinsured Motorists in Lexington

Our Car Accident Attorneys Can Help You Pursue Compensation

Accidents are stressful enough as it is, but if you are involved in a crash with an uninsured driver, it makes everything much more complicated. Driving without insurance is against the law, but that doesn’t stop some careless drivers from illegally taking to the road without proper coverage. If you should find yourself injured or suffering costly damages after an accident involving a person without sufficient insurance, you have legal options to pursue your right to compensation.

Our attorneys at Goeing Goeing & McQuinn, PLLC know how traumatic car accidents can be, and we understand you are likely feeling frustrated and angry after learning the person responsible for your accident is uninsured. In order to ensure you are covered for any damages the accident caused, we advise you to seek legal help, immediately. With more than 40 years of experience advocating for victim’s rights, our firm has the resources necessary to fight for you.

About Uninsured & Underinsured Drivers

When you are in an accident with an uninsured motorist, it means he or she does not have an insurance policy to cover the expenses from the accident. That includes either their own damages, or any of yours they are considered responsible for, including medical fees, vehicle repairs, and loss of wages. Even if a driver has an insurance company, they may have an insufficient policy, meaning they are underinsured and cannot pay for the entirety of the damages.

Plan Your Next Step

Uninsured and underinsured motorists will be unable to pay for any damages from your accident, so the best thing to do is file a claim through your insurance company. These claims are called uninsured or underinsured motorist claims, and are included in every polity. This should cover a significant amount of your damages, but in some cases it may not cover everything. In that situation, a lawsuit may be your next best option.

Weigh Your Legal Options & Seek Trustworthy Counsel

A lawsuit may be the only way to seek compensation for the damages incurred during your accident, but it isn’t best for everyone. It’s likely that, if the person involved in the crash with you was unable to afford car insurance, he or she will also be unable to reimburse you for any money awarded in a lawsuit. For situations like these, it’s always best to seek the option of your lawyer, as the best course of action varies case by case and depends on the circumstances of your accident, your insurance policy, and the policy of the other party.